A lot has been written in how to calculate Debt Coverage Ratio’s on both investment and owner occupied transactions. One of the more complicated tasks of deriving the DCR is calculating all possible income out of the borrower’s tax returns.Tax returns can become extremely complicated, very quickly. Take the typical owner occ deal. You have [...]
Archive for December, 2009
Commercial Loan Broker Training
Posted by admin on December 20th, 2009
Posted in Articles 
Tags: Amortization, Business Building, Business Interest, Business Tax, Car Expenses, Cash Flow, Commercial Loan Broker, Coverage Ratio, Dcr, Debt Coverage, Depreciation, Entity Returns, Interest Expense, Major Components, Net Income, Occ, Personal Tax, Petroleum, Tax Purposes, Tax Returns 
No Comments »Commercial Loan Brokers
Posted by admin on December 20th, 2009
Commercial loan brokers should provide a real service to their clients. An emphasis should be on saving their clients time, helping them avoid aggravation, costly mistakes and of course, should be able to line up the right bank to the borrowers unique situation. Bottom line, the broker’s prior experience should help guide the borrower, who [...]
Posted in Articles Tags: Amortization, Amortization Schedules, Bank Loan, Borrowers, Bottom Line, Commercial Lenders, Commercial Loan Broker, Commercial Loans, Commercial Mortgage, Costly Mistakes, Lien Position, Life Time, Loan Brokers, Loan Officers, Loan Terms, Meaningful Recommendations, Representation Agreement, Stated Income Loans, Time Brokers, Traditional Banks No Comments »Selling a Business – 12 Steps to Success
Posted by admin on December 16th, 2009
Simply put, selling a business is complex. Business owners who decide to sell their business should be prepared, patient, responsible, and realistic about the process. When owners strategically plan the sale of their business, from start to finish, they put themselves in a much better position to succeed. Below are some essential steps required for [...]
Posted in Articles Tags: 12 Steps, Asking Price, Business Appraisal, Business Assets, Business Broker, Business Commitment, Business Conduct, Business Owner, Business Transactions, Business Valuation, Business Valuations, Business Valuator, Cpa Firms, Hurdles, Mishaps, Party Business, Rational Decision, Roles And Responsibilities, Selling A Business, Unforeseen Challenges No Comments »